5467 Galestown Newhart Mill RdRhodesdaleMD21659
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 5467 Galestown Newhart Mill Rd, Rhodesdale, MD, 21659 in Rhodesdale: $2,035/mo in rent, $636/mo net, 10.85% gross yield, all on a $225,000 acquisition. The 2.01 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $62,163 in value, and $2,072/yr in principal paydown steadily builds equity. Projected total cumulative return: $126,228.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 8.0% |
| Monthly Cash Flow | $636 | $900 |
City averages based on Rhodesdale market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,035 |
| Total Monthly Debt Service | $1,310 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2006
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21659, Rhodesdale, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 648 (100%) |
| Owner Occupied HU | 459 (70.8%) |
| Renter Occupied HU | 99 (15.3%) |
| Vacant Housing Units | 90 (13.9%) |
| Median Home Value | $280,263 |
| Average Home Value | $281,111 |
Housing Distribution
Address Breakdown
Residential
358
Single Family
358
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2006
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21659, Rhodesdale, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 648 (100%) |
| Owner Occupied HU | 459 (70.8%) |
| Renter Occupied HU | 99 (15.3%) |
| Vacant Housing Units | 90 (13.9%) |
| Median Home Value | $280,263 |
| Average Home Value | $281,111 |
Housing Distribution
Address Breakdown
Residential
358
Single Family
358
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #MDDO2012190