546-548 Madison AveJermynPA18433
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 546-548 Madison Ave, Jermyn, PA, 18433 in Jermyn at $264,995 earns $1,747/mo in rent and nets $11/mo after the $1,192/mo payment, a 7.91% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $73,213 over five years. Ziffy Mortgage underwrites this on a 1.47 DSCR without U.S. credit history. With $2,441/yr in principal paydown, total projected return reaches $101,573.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.2% |
| Monthly Cash Flow | $11 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,747 |
| Total Monthly Debt Service | $1,631 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1930
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18433, Jermyn, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,056 (100%) |
| Owner Occupied HU | 2,029 (66.4%) |
| Renter Occupied HU | 617 (20.2%) |
| Vacant Housing Units | 410 (13.4%) |
| Median Home Value | $231,959 |
| Average Home Value | $294,713 |
Housing Distribution
Address Breakdown
Residential
2,875
Single Family
2,839
Multi-Family
36
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1930
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18433, Jermyn, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,056 (100%) |
| Owner Occupied HU | 2,029 (66.4%) |
| Renter Occupied HU | 617 (20.2%) |
| Vacant Housing Units | 410 (13.4%) |
| Median Home Value | $231,959 |
| Average Home Value | $294,713 |
Housing Distribution
Address Breakdown
Residential
2,875
Single Family
2,839
Multi-Family
36
Businesses
149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pat Rogan • The Hub Real Estate Group Scranton
Mls Name: GSBR
Mls ID: #SC254259