5459 McDonough Rd #5459Hoffman EstatesIL60192
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow5459 McDonough Rd #5459, Hoffman Estates, IL, 60192 in Hoffman Estates is a top-tier cash-flow asset. At $379,000 it produces $3,420/mo in rent and $791/mo in net monthly income, a 10.83% gross rental yield. The DSCR of 2.01 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $9,494. Five-year appreciation adds $104,711, driving a total cumulative return of $195,926.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.0% |
| Monthly Cash Flow | $791 | $200 |
City averages based on Hoffman Estates market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,420 |
| Total Monthly Debt Service | $2,478 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2004
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60192, Schaumburg, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,479 (100%) |
| Owner Occupied HU | 4,816 (87.9%) |
| Renter Occupied HU | 518 ( 9.5%) |
| Vacant Housing Units | 145 ( 2.6%) |
| Median Home Value | $421,172 |
| Average Home Value | $455,167 |
Housing Distribution
Address Breakdown
Residential
5,686
Single Family
5,686
Multi-Family
0
Businesses
222
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2004
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60192, Schaumburg, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,479 (100%) |
| Owner Occupied HU | 4,816 (87.9%) |
| Renter Occupied HU | 518 ( 9.5%) |
| Vacant Housing Units | 145 ( 2.6%) |
| Median Home Value | $421,172 |
| Average Home Value | $455,167 |
Housing Distribution
Address Breakdown
Residential
5,686
Single Family
5,686
Multi-Family
0
Businesses
222
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sheila Thomas • RE/MAX Plaza
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12459654