545 Oak Leaf CirPell CityAL35125








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Pell City at 545 Oak Leaf Cir, Pell City, AL, 35125 with 5% annual appreciation on a $359,900 basis while $2,260/mo rent supports operations. Total monthly income totals $2,260/mo and a $1,762/mo payment preserves $228/mo for cash returns. Annual cash flow comes to $2,737/yr on $119,307 deployed, and return on cash invested reaches 22.2% in year one. Equity gained on principal adds $2,322/yr, and five-year appreciation sums $99,434 alongside rental yield of 7.54%. Five-year ROI measures 114.46% and total cumulative return in cash totals $136,562.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,260/mo property income versus a $1,762/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2020
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35125, Pell City, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,729 (100%) |
| Owner Occupied HU | 3,075 (65.0%) |
| Renter Occupied HU | 1,288 (27.2%) |
| Vacant Housing Units | 366 ( 7.7%) |
| Median Home Value | $245,822 |
| Average Home Value | $272,481 |
Housing Distribution
Address Breakdown
Residential
4,571
Single Family
4,495
Multi-Family
76
Businesses
683
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