545 N Main StWhite HallIL62092








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in White Hall at 545 N Main St, White Hall, IL, 62092 with 5% annual appreciation on a $198,000 basis while $1,538/mo rent supports operations. Total monthly income totals $1,538/mo and a $969/mo payment preserves $165/mo for cash returns. Annual cash flow comes to $1,977/yr on $65,637 deployed, and return on cash invested reaches 22.92% in year one. Equity gained on principal adds $1,278/yr, and five-year appreciation sums $54,704 alongside rental yield of 9.32%. Five-year ROI measures 119.99% and total cumulative return in cash totals $78,760.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,538/mo property income versus a $969/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1958
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62092, White Hall, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,312 (100%) |
| Owner Occupied HU | 867 (66.1%) |
| Renter Occupied HU | 270 (20.6%) |
| Vacant Housing Units | 175 (13.3%) |
| Median Home Value | $83,679 |
| Average Home Value | $152,290 |
Housing Distribution
Address Breakdown
Residential
1,102
Single Family
1,092
Multi-Family
10
Businesses
72
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Listed by: Lindsey Coultas • Moulton Real Estate
Mls Name: My State MLS
Mls ID: #11551730








