5441 Baldwin Park StOrlandoFL32814
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 5441 Baldwin Park St, Orlando, FL, 32814 in Orlando worth study. Rental yield 5.88%. The 5.88% gross yield is below cash-flow benchmarks at $574,000, but 5% annual appreciation, adding $158,586 over five years, frames this as a capital growth position. Rent of $2,813/mo partially offsets the $2,581/mo payment. Ziffy Mortgage finances appreciation-play properties (1.09 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $154,695.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 6.1% |
| Monthly Cash Flow | $(1,734) | $1,850 |
City averages based on Orlando market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,813 |
| Total Monthly Debt Service | $3,581 |
| DSCR Ratio | 0.79x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2007
2,524 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32814, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,031 (100%) |
| Owner Occupied HU | 1,686 (41.8%) |
| Renter Occupied HU | 2,119 (52.6%) |
| Vacant Housing Units | 226 ( 5.6%) |
| Median Home Value | $749,589 |
| Average Home Value | $827,872 |
Housing Distribution
Address Breakdown
Residential
4,449
Single Family
3,346
Multi-Family
1,103
Businesses
378
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2007
2,524 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32814, Orlando, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,031 (100%) |
| Owner Occupied HU | 1,686 (41.8%) |
| Renter Occupied HU | 2,119 (52.6%) |
| Vacant Housing Units | 226 ( 5.6%) |
| Median Home Value | $749,589 |
| Average Home Value | $827,872 |
Housing Distribution
Address Breakdown
Residential
4,449
Single Family
3,346
Multi-Family
1,103
Businesses
378
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices