544 Quality Ln, Oroville, CA, 95966 | $173/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Oroville at 544 Quality Ln, Oroville, CA, 95966 offers $1,874/mo rent that, after a $1,346/mo payment, leaves $173/mo cash flow. Total monthly income is $1,874/mo, and annual cash flow is $2,073/yr on $91,163 cash. Return on cash invested measures 22.18% in year one, and rental yield stands at 8.18% at a $275,000 entry. Equity gained on principal adds $1,775/yr while 5% annual appreciation compounds into $75,977 by year five. Five-year ROI records 115.03% and total cumulative return in cash reaches $104,867. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $1,874/mo property income versus a $1,346/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.

Single Family

Built in 2004

39.08 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95966, Oroville, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,172 (100%)
Owner Occupied HU	8,128 (61.7%)
Renter Occupied HU	3,721 (28.2%)
Vacant Housing Units	1,323 (10.0%)
Median Home Value	$372,103
Average Home Value	$421,420