544 Fraser StClintonAR72031
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 544 Fraser St, Clinton, AR, 72031 in Clinton at $325,000 earns $2,088/mo in rent and nets $134/mo after the $1,461/mo payment, a 7.71% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $89,792 over five years. Ziffy Mortgage underwrites this on a 1.43 DSCR without U.S. credit history. With $2,993/yr in principal paydown, total projected return reaches $131,706.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.5% |
| Monthly Cash Flow | $134 | $350 |
City averages based on Clinton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,088 |
| Total Monthly Debt Service | $1,824 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1906
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72031, Clinton, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,954 (100%) |
| Owner Occupied HU | 2,385 (60.3%) |
| Renter Occupied HU | 736 (18.6%) |
| Vacant Housing Units | 833 (21.1%) |
| Median Home Value | $161,684 |
| Average Home Value | $182,013 |
Housing Distribution
Address Breakdown
Residential
3,230
Single Family
3,165
Multi-Family
65
Businesses
346
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1906
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72031, Clinton, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,954 (100%) |
| Owner Occupied HU | 2,385 (60.3%) |
| Renter Occupied HU | 736 (18.6%) |
| Vacant Housing Units | 833 (21.1%) |
| Median Home Value | $161,684 |
| Average Home Value | $182,013 |
Housing Distribution
Address Breakdown
Residential
3,230
Single Family
3,165
Multi-Family
65
Businesses
346
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices