5438 Cribari GrnSan JoseCA95135
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew San Jose rentals match the income profile of 5438 Cribari Grn, San Jose, CA, 95135. Listed at $514,500, gross rent is $5,471/mo and net cash flow is $1,128/mo, a 12.76% yield well above national averages. DSCR 2.36 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $142,147 by year five with $4,739/yr in annual principal reduction, projecting $272,724 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.8% | 6.0% |
| Monthly Cash Flow | $1,128 | $500 |
City averages based on San Jose market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,471 |
| Total Monthly Debt Service | $4,138 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1969
N/A lot
$N/A/sqft
$1,087 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95135, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,663 (100%) |
| Owner Occupied HU | 6,391 (83.4%) |
| Renter Occupied HU | 986 (12.9%) |
| Vacant Housing Units | 286 ( 3.7%) |
| Median Home Value | $1,599,745 |
| Average Home Value | $1,558,517 |
Housing Distribution
Address Breakdown
Residential
7,556
Single Family
7,182
Multi-Family
374
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1969
N/A lot
$N/A/sqft
$1,087 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95135, San Jose, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,663 (100%) |
| Owner Occupied HU | 6,391 (83.4%) |
| Renter Occupied HU | 986 (12.9%) |
| Vacant Housing Units | 286 ( 3.7%) |
| Median Home Value | $1,599,745 |
| Average Home Value | $1,558,517 |
Housing Distribution
Address Breakdown
Residential
7,556
Single Family
7,182
Multi-Family
374
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices