5435 Austin Lake RdWebsterWI54893
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 5435 Austin Lake Rd, Webster, WI, 54893 in Webster is capital appreciation. Rental yield 4.32%. The 4.32% gross yield at $584,900 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $161,597 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.80) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $106,014.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 6.2% |
| Monthly Cash Flow | $(1,821) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,105 |
| Total Monthly Debt Service | $3,693 |
| DSCR Ratio | 0.57x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1984
78.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54893, Webster, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,899 (100%) |
| Owner Occupied HU | 1,565 (40.1%) |
| Renter Occupied HU | 353 ( 9.1%) |
| Vacant Housing Units | 1,981 (50.8%) |
| Median Home Value | $313,529 |
| Average Home Value | $357,898 |
Housing Distribution
Address Breakdown
Residential
2,239
Single Family
2,200
Multi-Family
39
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1984
78.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54893, Webster, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,899 (100%) |
| Owner Occupied HU | 1,565 (40.1%) |
| Renter Occupied HU | 353 ( 9.1%) |
| Vacant Housing Units | 1,981 (50.8%) |
| Median Home Value | $313,529 |
| Average Home Value | $357,898 |
Housing Distribution
Address Breakdown
Residential
2,239
Single Family
2,200
Multi-Family
39
Businesses
128
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices