5429 Arlington StPhiladelphiaPA19131
INVESTMENT ANALYSIS
Investment Verdict
Solid Income5429 Arlington St, Philadelphia, PA, 19131 in Philadelphia earns a respectable 9.08% gross yield at $183,000, but after the $823/mo mortgage the net cash flow is $186/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.68) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $50,560 over five years, making equity the dominant return driver. Total projected return: $81,656.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.8% |
| Monthly Cash Flow | $186 | $850 |
City averages based on Philadelphia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,385 |
| Total Monthly Debt Service | $1,126 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1925
1,792 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19131, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,223 (100%) |
| Owner Occupied HU | 8,177 (38.5%) |
| Renter Occupied HU | 10,193 (48.0%) |
| Vacant Housing Units | 2,853 (13.4%) |
| Median Home Value | $218,230 |
| Average Home Value | $277,169 |
Housing Distribution
Address Breakdown
Residential
20,958
Single Family
13,144
Multi-Family
7,814
Businesses
818
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1925
1,792 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19131, Philadelphia, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,223 (100%) |
| Owner Occupied HU | 8,177 (38.5%) |
| Renter Occupied HU | 10,193 (48.0%) |
| Vacant Housing Units | 2,853 (13.4%) |
| Median Home Value | $218,230 |
| Average Home Value | $277,169 |
Housing Distribution
Address Breakdown
Residential
20,958
Single Family
13,144
Multi-Family
7,814
Businesses
818
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAPH2599320