5428 Normal BlvdLincolnNE68506
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 5428 Normal Blvd, Lincoln, NE, 68506 in Lincoln is narrow, $124/mo net on $1,728/mo rent after the $1,068/mo debt service, but the property operates at break-even-plus, not a loss. At $237,500 with a 8.73% yield, the long-run equity case via 5% appreciation ($65,617 over five years) and $2,187/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.62 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $98,641.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.2% |
| Monthly Cash Flow | $124 | $450 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,728 |
| Total Monthly Debt Service | $1,509 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68506, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,201 (100%) |
| Owner Occupied HU | 8,029 (60.8%) |
| Renter Occupied HU | 4,663 (35.3%) |
| Vacant Housing Units | 509 ( 3.9%) |
| Median Home Value | $279,365 |
| Average Home Value | $316,415 |
Housing Distribution
Address Breakdown
Residential
12,911
Single Family
10,525
Multi-Family
2,386
Businesses
1,004
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
9,147 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68506, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,201 (100%) |
| Owner Occupied HU | 8,029 (60.8%) |
| Renter Occupied HU | 4,663 (35.3%) |
| Vacant Housing Units | 509 ( 3.9%) |
| Median Home Value | $279,365 |
| Average Home Value | $316,415 |
Housing Distribution
Address Breakdown
Residential
12,911
Single Family
10,525
Multi-Family
2,386
Businesses
1,004
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices