5427 Butler Hill RdSaint LouisMO63128
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 5427 Butler Hill Rd, Saint Louis, MO, 63128 in Saint Louis aligned with their strategy. Rental yield 6.51%. DSCR 1.21 and 6.51% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $4,927/yr in paydown build toward a projected cumulative return of $175,356.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 7.8% |
| Monthly Cash Flow | $(429) | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,903 |
| Total Monthly Debt Service | $3,119 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63128, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,620 (100%) |
| Owner Occupied HU | 10,316 (75.7%) |
| Renter Occupied HU | 2,543 (18.7%) |
| Vacant Housing Units | 761 ( 5.6%) |
| Median Home Value | $358,974 |
| Average Home Value | $408,932 |
Housing Distribution
Address Breakdown
Residential
12,956
Single Family
10,669
Multi-Family
2,287
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63128, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,620 (100%) |
| Owner Occupied HU | 10,316 (75.7%) |
| Renter Occupied HU | 2,543 (18.7%) |
| Vacant Housing Units | 761 ( 5.6%) |
| Median Home Value | $358,974 |
| Average Home Value | $408,932 |
Housing Distribution
Address Breakdown
Residential
12,956
Single Family
10,669
Multi-Family
2,287
Businesses
606
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MARIS
Mls ID: #26023497