5425 Thornridge DrJefferson CityMO65109
INVESTMENT ANALYSIS
Investment Verdict
Solid Income5425 Thornridge Dr, Jefferson City, MO, 65109 in Jefferson City is a solid income-producing rental, 8.41% gross yield, $2,444/mo rent, $272/mo net cash flow on a $348,900 buy. DSCR 1.56 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $96,395 and $3,213/yr in principal reduction project a total cumulative return of $149,814.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.8% |
| Monthly Cash Flow | $272 | $450 |
City averages based on Jefferson City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,444 |
| Total Monthly Debt Service | $2,034 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65109, Jefferson City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,371 (100%) |
| Owner Occupied HU | 11,429 (62.2%) |
| Renter Occupied HU | 5,698 (31.0%) |
| Vacant Housing Units | 1,244 ( 6.8%) |
| Median Home Value | $244,431 |
| Average Home Value | $264,112 |
Housing Distribution
Address Breakdown
Residential
18,067
Single Family
16,948
Multi-Family
1,119
Businesses
1,395
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65109, Jefferson City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,371 (100%) |
| Owner Occupied HU | 11,429 (62.2%) |
| Renter Occupied HU | 5,698 (31.0%) |
| Vacant Housing Units | 1,244 ( 6.8%) |
| Median Home Value | $244,431 |
| Average Home Value | $264,112 |
Housing Distribution
Address Breakdown
Residential
18,067
Single Family
16,948
Multi-Family
1,119
Businesses
1,395
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christopher Kachingwe • eXp Realty, LLC
Mls Name: JCMLS
Mls Provider:
Mls ID: #10070129
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.