5425 S 350 E APT 16DWashington TerraceUT84405
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 5425 S 350 E APT 16D, Washington Terrace, UT, 84405 in Washington Terrace is narrow, $57/mo net on $1,751/mo rent after the $1,169/mo debt service, but the property operates at break-even-plus, not a loss. At $260,000 with a 8.08% yield, the long-run equity case via 5% appreciation ($71,833 over five years) and $2,395/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.50 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $102,645.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $57 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,751 |
| Total Monthly Debt Service | $1,590 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1987
435.60 sqft lot
$N/A/sqft
$170 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84405, Ogden, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,227 (100%) |
| Owner Occupied HU | 9,083 (68.7%) |
| Renter Occupied HU | 3,637 (27.5%) |
| Vacant Housing Units | 507 ( 3.8%) |
| Median Home Value | $492,805 |
| Average Home Value | $542,562 |
Housing Distribution
Address Breakdown
Residential
12,247
Single Family
11,191
Multi-Family
1,056
Businesses
848
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1987
435.60 sqft lot
$N/A/sqft
$170 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84405, Ogden, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,227 (100%) |
| Owner Occupied HU | 9,083 (68.7%) |
| Renter Occupied HU | 3,637 (27.5%) |
| Vacant Housing Units | 507 ( 3.8%) |
| Median Home Value | $492,805 |
| Average Home Value | $542,562 |
Housing Distribution
Address Breakdown
Residential
12,247
Single Family
11,191
Multi-Family
1,056
Businesses
848
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Blaine D Larsen • KW Success Keller Williams Realty (North Ogden)
Mls Name: UtahRealEstate.com
Mls Provider:
Mls ID: #2060020
Disclaimer: Based on information from the Wasatch Front Regional Multiple Listing Service, Inc. as of 2025-02-20 13:25:53 PST. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/info/mls-disclaimers/#mls_319)