5411 Shady Maple DrHumbleTX77339
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.37% yield at 5411 Shady Maple Dr, Humble, TX, 77339 in Humble is solid, but the $515/mo payment compresses net cash flow to $80/mo at $114,500. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $31,634 by year five, and $1,055/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.74) without U.S. income documentation. Total projected return: $49,047.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.2% |
| Monthly Cash Flow | $80 | $1,200 |
City averages based on Humble market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $894 |
| Total Monthly Debt Service | $769 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
7,801 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77339, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,546 (100%) |
| Owner Occupied HU | 11,162 (57.1%) |
| Renter Occupied HU | 6,644 (34.0%) |
| Vacant Housing Units | 1,740 ( 8.9%) |
| Median Home Value | $311,098 |
| Average Home Value | $348,976 |
Housing Distribution
Address Breakdown
Residential
18,497
Single Family
12,198
Multi-Family
6,299
Businesses
1,507
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
7,801 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77339, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,546 (100%) |
| Owner Occupied HU | 11,162 (57.1%) |
| Renter Occupied HU | 6,644 (34.0%) |
| Vacant Housing Units | 1,740 ( 8.9%) |
| Median Home Value | $311,098 |
| Average Home Value | $348,976 |
Housing Distribution
Address Breakdown
Residential
18,497
Single Family
12,198
Multi-Family
6,299
Businesses
1,507
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices