5410 Simpson StRussellvilleMO65074
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 5410 Simpson St, Russellville, MO, 65074 in Russellville earns a 8.8% gross yield at $239,000. Rent of $1,753/mo nets $265/mo after the $1,075/mo mortgage. The 1.63 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $66,031 and $2,201/yr in equity accumulation project a total cumulative return of $107,713.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $265 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,753 |
| Total Monthly Debt Service | $1,393 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
0.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65074, Russellville, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,246 (100%) |
| Owner Occupied HU | 961 (77.1%) |
| Renter Occupied HU | 190 (15.2%) |
| Vacant Housing Units | 95 ( 7.6%) |
| Median Home Value | $250,698 |
| Average Home Value | $265,117 |
Housing Distribution
Address Breakdown
Residential
1,237
Single Family
1,237
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
0.58 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65074, Russellville, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,246 (100%) |
| Owner Occupied HU | 961 (77.1%) |
| Renter Occupied HU | 190 (15.2%) |
| Vacant Housing Units | 95 ( 7.6%) |
| Median Home Value | $250,698 |
| Average Home Value | $265,117 |
Housing Distribution
Address Breakdown
Residential
1,237
Single Family
1,237
Multi-Family
0
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kris Ballage • Century 21 Community
Mls Name: JCMLS
Mls ID: #10071058