5410 Main StBay CityOR97107







Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Bay City at 5410 Main St, Bay City, OR, 97107 offers a 8.32% rental yield on a $199,000 purchase with $1,380/mo rent. Total monthly income registers $1,380/mo, and a $974/mo payment leaves $179/mo available for distribution. Annual cash flow reaches $2,146/yr on $65,969 to close, and return on cash invested stands at 23.16% in year one. Equity gained on principal adds $1,284/yr while 5% annual appreciation supports $54,980 over five years. Portfolio math shows five-year ROI at 120.08% and total cumulative return in cash at $79,218. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $1,380/mo property income against a $974/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.
Single Family
Built in 1930
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97107, Bay City, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 832 (100%) |
| Owner Occupied HU | 584 (70.2%) |
| Renter Occupied HU | 137 (16.5%) |
| Vacant Housing Units | 111 (13.3%) |
| Median Home Value | $401,613 |
| Average Home Value | $426,152 |
Housing Distribution
Address Breakdown
Residential
612
Single Family
612
Multi-Family
0
Businesses
39
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