5410 Ergill LnSan AntonioTX78227
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 5410 Ergill Ln, San Antonio, TX, 78227 in San Antonio fits: $234,990, 5.6% gross yield, and a projected 5% annual appreciation rate adding $64,923 in value within five years. Rental yield 5.6%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.04) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $2,164/yr in principal paydown and $64,923 in appreciation project a total return of $53,129.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 5.8% |
| Monthly Cash Flow | $(574) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,097 |
| Total Monthly Debt Service | $1,578 |
| DSCR Ratio | 0.70x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
6,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78227, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,810 (100%) |
| Owner Occupied HU | 8,471 (53.6%) |
| Renter Occupied HU | 6,127 (38.8%) |
| Vacant Housing Units | 1,212 ( 7.7%) |
| Median Home Value | $163,057 |
| Average Home Value | $210,526 |
Housing Distribution
Address Breakdown
Residential
16,248
Single Family
11,364
Multi-Family
4,884
Businesses
893
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
6,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78227, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,810 (100%) |
| Owner Occupied HU | 8,471 (53.6%) |
| Renter Occupied HU | 6,127 (38.8%) |
| Vacant Housing Units | 1,212 ( 7.7%) |
| Median Home Value | $163,057 |
| Average Home Value | $210,526 |
Housing Distribution
Address Breakdown
Residential
16,248
Single Family
11,364
Multi-Family
4,884
Businesses
893
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael Schultz • San Antonio Portfolio KW RE AH
Mls Name: SABOR
Mls Provider:
Mls ID: #1858962
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.