541 Clearview Rd LOT 2CottontownTN37048
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 541 Clearview Rd LOT 2, Cottontown, TN, 37048 in Cottontown worth modelling. At $631,800 with a 7.56% gross yield, the $3,839/mo rent leaves $148/mo after the $2,841/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.35 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $174,555 by year five; $5,819/yr in principal reduction adds further equity. Total projected return: $242,687.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 6.2% |
| Monthly Cash Flow | $148 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,839 |
| Total Monthly Debt Service | $3,531 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37048, Cottontown, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,748 (100%) |
| Owner Occupied HU | 2,333 (84.9%) |
| Renter Occupied HU | 288 (10.5%) |
| Vacant Housing Units | 127 ( 4.6%) |
| Median Home Value | $483,013 |
| Average Home Value | $540,225 |
Housing Distribution
Address Breakdown
Residential
2,691
Single Family
2,691
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
0.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37048, Cottontown, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,748 (100%) |
| Owner Occupied HU | 2,333 (84.9%) |
| Renter Occupied HU | 288 (10.5%) |
| Vacant Housing Units | 127 ( 4.6%) |
| Median Home Value | $483,013 |
| Average Home Value | $540,225 |
Housing Distribution
Address Breakdown
Residential
2,691
Single Family
2,691
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Courtney Lee • Tru Realty LLC
Mls Name: RealTracs MLS as distributed by MLS GRID
Mls ID: #2929342