541 Bolin TerUpper MarlboroMD20774
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 541 Bolin Ter, Upper Marlboro, MD, 20774 in Upper Marlboro is narrow, $154/mo net on $3,674/mo rent after the $2,545/mo debt service, but the property operates at break-even-plus, not a loss. At $565,999 with a 7.79% yield, the long-run equity case via 5% appreciation ($156,375 over five years) and $5,213/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.44 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $224,643.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.8% |
| Monthly Cash Flow | $154 | $1,250 |
City averages based on Upper Marlboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,674 |
| Total Monthly Debt Service | $3,295 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2009
2,700 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20774, Upper Marlboro, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,433 (100%) |
| Owner Occupied HU | 15,657 (73.1%) |
| Renter Occupied HU | 4,839 (22.6%) |
| Vacant Housing Units | 937 ( 4.4%) |
| Median Home Value | $535,602 |
| Average Home Value | $546,532 |
Housing Distribution
Address Breakdown
Residential
21,466
Single Family
17,356
Multi-Family
4,110
Businesses
814
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2009
2,700 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20774, Upper Marlboro, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,433 (100%) |
| Owner Occupied HU | 15,657 (73.1%) |
| Renter Occupied HU | 4,839 (22.6%) |
| Vacant Housing Units | 937 ( 4.4%) |
| Median Home Value | $535,602 |
| Average Home Value | $546,532 |
Housing Distribution
Address Breakdown
Residential
21,466
Single Family
17,356
Multi-Family
4,110
Businesses
814
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Valeria Lee • Samson Properties
Mls Name: Bright MLS
Mls ID: #MDPG2161600