5404 Smith Rd, Pell City, AL, 35128 | 3.68% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $2,452/mo, and a $3,911/mo payment. Purchase price stands at $799,000, and rental yield measures 3.68% with $2,452/mo rent. Return on cash invested shows 10.66% in year one, and 5% annual appreciation builds toward $220,749 over five years. Five-year ROI reaches 52.52% and total cumulative return in cash records $138,054. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,452/mo property income covering a $3,911/mo payment rather than investor’s personal income.

Single Family

Built in 1986

1 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35128, Pell City, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	5,275 (100%)
Owner Occupied HU	3,881 (73.6%)
Renter Occupied HU	880 (16.7%)
Vacant Housing Units	514 ( 9.7%)
Median Home Value	$329,044
Average Home Value	$345,017