5402 N Ebony WayMeridianID83646
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 5402 N Ebony Way, Meridian, ID, 83646 in Meridian at $1,085,500, 4.75% gross yield, is a market-growth asset. Rental yield 4.75%. The $3,944/mo rent partially funds the $4,881/mo debt service; the core return is the 5%/yr price growth projected to add $299,904 over five years. Ziffy Mortgage's DSCR mortgage (0.81) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $257,750.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 5.5% |
| Monthly Cash Flow | $(2,008) | $385 |
City averages based on Meridian market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,944 |
| Total Monthly Debt Service | $5,875 |
| DSCR Ratio | 0.67x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
0.27 Acres lot
$N/A/sqft
$750 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
0.27 Acres lot
$N/A/sqft
$750 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Bradshaw • Silvercreek Realty Group
Mls Name: IMLS
Mls Provider:
Mls ID: #98943203
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. IMLS does not assume any liability for missing or inaccurate data. Information provided by IMLS is deemed reliable but not guaranteed.