5400 Ocean #4cRiviera BeachFL33404
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 2.16 makes 5400 Ocean #4c, Riviera Beach, FL, 33404 in Riviera Beach one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 9.48%. The 9.48% yield, 5% annual appreciation ($172,676 over five years), and $5,756/yr in principal reduction project a total cumulative return of $242,086.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.0% |
| Monthly Cash Flow | $(1,031) | $1,500 |
City averages based on Riviera Beach market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,072 |
| Total Monthly Debt Service | $5,899 |
| DSCR Ratio | 1.03x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1969
2.68 Acres lot
$N/A/sqft
$2,000 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1969
2.68 Acres lot
$N/A/sqft
$2,000 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jasmine Saunders • Keller Williams Realty/P B
Mls Name: BeachesMLS
Mls Provider:
Mls ID: #RX-11099427
Disclaimer: All listings featuring the BMLS logo are provided by Beaches MLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright 2025 Beaches Multiple Listing Service, Inc. Information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.