540 Cooper StMcCandlessPA15090
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.33% yield at 540 Cooper St, McCandless, PA, 15090 in McCandless is solid, but the $1,943/mo payment compresses net cash flow to $19/mo at $431,990. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $119,351 by year five, and $3,979/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.54) without U.S. income documentation. Total projected return: $175,430.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.2% |
| Monthly Cash Flow | $19 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $2,659 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15090, Wexford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,789 (100%) |
| Owner Occupied HU | 7,638 (78.0%) |
| Renter Occupied HU | 1,706 (17.4%) |
| Vacant Housing Units | 445 ( 4.5%) |
| Median Home Value | $491,585 |
| Average Home Value | $553,648 |
Housing Distribution
Address Breakdown
Residential
9,717
Single Family
9,212
Multi-Family
505
Businesses
1,248
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2026
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15090, Wexford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,789 (100%) |
| Owner Occupied HU | 7,638 (78.0%) |
| Renter Occupied HU | 1,706 (17.4%) |
| Vacant Housing Units | 445 ( 4.5%) |
| Median Home Value | $491,585 |
| Average Home Value | $553,648 |
Housing Distribution
Address Breakdown
Residential
9,717
Single Family
9,212
Multi-Family
505
Businesses
1,248
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David Bruckner • D.R. HORTON REALTY OF PA
Mls Name: WPMLS
Mls ID: #1737175