540 Cambridge RdCoshoctonOH43812
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder540 Cambridge Rd, Coshocton, OH, 43812 in Coshocton is a stable, well-positioned rental at $245,000. Rental yield 7.05%. DSCR 1.31 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $67,689 in value and $2,256/yr in principal paydown builds equity, a total projected return of $82,276.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.2% |
| Monthly Cash Flow | $(172) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $1,514 |
| DSCR Ratio | 0.95x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43812, Coshocton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,991 (100%) |
| Owner Occupied HU | 5,337 (59.4%) |
| Renter Occupied HU | 2,765 (30.8%) |
| Vacant Housing Units | 889 ( 9.9%) |
| Median Home Value | $145,424 |
| Average Home Value | $177,601 |
Housing Distribution
Address Breakdown
Residential
8,148
Single Family
7,766
Multi-Family
382
Businesses
720
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
0.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43812, Coshocton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,991 (100%) |
| Owner Occupied HU | 5,337 (59.4%) |
| Renter Occupied HU | 2,765 (30.8%) |
| Vacant Housing Units | 889 ( 9.9%) |
| Median Home Value | $145,424 |
| Average Home Value | $177,601 |
Housing Distribution
Address Breakdown
Residential
8,148
Single Family
7,766
Multi-Family
382
Businesses
720
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices