54 Ruby DrTroyMO63379



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Troy at 54 Ruby Dr, Troy, MO, 63379 priced at $175,000 converts $1,538/mo rent into $448/mo cash flow after a $857/mo obligation. Total monthly income equals $1,538/mo, and annual cash flow totals $5,372/yr on $58,013 invested. Return on cash invested prints 29.17% in year one, and rental yield reads 10.55% against a $175,000 entry. Equity gained on principal adds $1,129/yr, while 5% annual appreciation compiles into $48,349 by year five. Five-year ROI reaches 152.59% and total cumulative return in cash sums $88,519. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,538/mo property income covering a $857/mo payment, not borrower’s personal income.
Single Family
Built in 2019
1.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63379, Troy, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,092 (100%) |
| Owner Occupied HU | 8,256 (74.4%) |
| Renter Occupied HU | 2,375 (21.4%) |
| Vacant Housing Units | 461 ( 4.2%) |
| Median Home Value | $248,571 |
| Average Home Value | $288,770 |
Housing Distribution
Address Breakdown
Residential
10,859
Single Family
10,855
Multi-Family
4
Businesses
730
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Christina Swyers • EXP Realty, LLC
Mls Name: MARIS
Mls Provider:
Mls ID: #25029886
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Some IDX listings have been excluded from this website. [Click here for more information](/mls-disclaimers/#197)








