54 Purcell StStaten IslandNY10310
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 54 Purcell St, Staten Island, NY, 10310 in Staten Island worth study. Rental yield 5.32%. The 5.32% gross yield is below cash-flow benchmarks at $790,000, but 5% annual appreciation, adding $218,262 over five years, frames this as a capital growth position. Rent of $3,504/mo partially offsets the $3,552/mo payment. Ziffy Mortgage finances appreciation-play properties (0.99 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $187,307.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 4.8% |
| Monthly Cash Flow | $(1,771) | $1,850 |
City averages based on Staten Island market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,504 |
| Total Monthly Debt Service | $4,961 |
| DSCR Ratio | 0.71x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1925
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10310, Staten Island, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,469 (100%) |
| Owner Occupied HU | 4,828 (51.0%) |
| Renter Occupied HU | 4,093 (43.2%) |
| Vacant Housing Units | 548 ( 5.8%) |
| Median Home Value | $668,866 |
| Average Home Value | $692,026 |
Housing Distribution
Address Breakdown
Residential
7,855
Single Family
6,596
Multi-Family
1,259
Businesses
635
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1925
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10310, Staten Island, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,469 (100%) |
| Owner Occupied HU | 4,828 (51.0%) |
| Renter Occupied HU | 4,093 (43.2%) |
| Vacant Housing Units | 548 ( 5.8%) |
| Median Home Value | $668,866 |
| Average Home Value | $692,026 |
Housing Distribution
Address Breakdown
Residential
7,855
Single Family
6,596
Multi-Family
1,259
Businesses
635
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Patricia Beniquez • DiTommaso Real Estate
Mls Name: SIBOR
Mls ID: #2503554