54 Maluniu AveKailuaHI96734
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Kailua at 54 Maluniu Ave, Kailua, HI, 96734 projects strong ROI of -0.4%. Rental yield 0.59%. With 5% annual appreciation, the property builds $1,627,298 in value over five years. Equity growth combined delivers a projected five-year ROI of 10.14%, translating into $168,658 in total cumulative return on $1,663,925 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.6% | 5.2% |
| Monthly Cash Flow | $(31,676) | $500 |
City averages based on Kailua market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,627 |
| Total Monthly Debt Service | $32,243 |
| DSCR Ratio | 0.08x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1965
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96734, Kailua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,329 (100%) |
| Owner Occupied HU | 10,406 (56.8%) |
| Renter Occupied HU | 6,356 (34.7%) |
| Vacant Housing Units | 1,567 ( 8.5%) |
| Median Home Value | $1,399,010 |
| Average Home Value | $1,455,534 |
Housing Distribution
Address Breakdown
Residential
16,002
Single Family
14,458
Multi-Family
1,544
Businesses
1,225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1965
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96734, Kailua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,329 (100%) |
| Owner Occupied HU | 10,406 (56.8%) |
| Renter Occupied HU | 6,356 (34.7%) |
| Vacant Housing Units | 1,567 ( 8.5%) |
| Median Home Value | $1,399,010 |
| Average Home Value | $1,455,534 |
Housing Distribution
Address Breakdown
Residential
16,002
Single Family
14,458
Multi-Family
1,544
Businesses
1,225
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michael M Okamoto • Standard Management LLC
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202510044
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-04-26 10:59:45 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd