54 Cole DrHawkinsvilleGA31036
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 54 Cole Dr, Hawkinsville, GA, 31036 in Hawkinsville. Priced at $232,000, it generates $2,111/mo in gross rent and $699/mo in net monthly cash flow, a 10.92% yield that comfortably supports the 2.02 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,386. Five-year appreciation: $64,097. Equity from principal paydown: $2,137/yr. Total projected cumulative return: $132,883.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 8.0% |
| Monthly Cash Flow | $699 | $300 |
City averages based on Hawkinsville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,111 |
| Total Monthly Debt Service | $1,320 |
| DSCR Ratio | 1.60x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31036, Hawkinsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,825 (100%) |
| Owner Occupied HU | 2,986 (61.9%) |
| Renter Occupied HU | 1,078 (22.3%) |
| Vacant Housing Units | 761 (15.8%) |
| Median Home Value | $205,710 |
| Average Home Value | $236,855 |
Housing Distribution
Address Breakdown
Residential
4,041
Single Family
4,000
Multi-Family
41
Businesses
326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31036, Hawkinsville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,825 (100%) |
| Owner Occupied HU | 2,986 (61.9%) |
| Renter Occupied HU | 1,078 (22.3%) |
| Vacant Housing Units | 761 (15.8%) |
| Median Home Value | $205,710 |
| Average Home Value | $236,855 |
Housing Distribution
Address Breakdown
Residential
4,041
Single Family
4,000
Multi-Family
41
Businesses
326
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ramsey Howard • COLEY INSURANCE & REALTY, INC
Mls Name: CGMLS
Mls ID: #246743
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.