53997 CR LL56 RoadVilla GroveCO81155
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 53997 CR LL56 Road, Villa Grove, CO, 81155 in Villa Grove the bet is firmly on appreciation. Rental yield 3.94%. The 3.94% gross yield on a $959,000 price is below income-first thresholds, but 5%/yr value growth projects $264,954 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.73) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $205,255.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 6.5% |
| Monthly Cash Flow | $(2,438) | $1,200 |
City averages based on Villa Grove market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,151 |
| Total Monthly Debt Service | $5,207 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1996
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81155, Villa Grove, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 218 (100%) |
| Owner Occupied HU | 97 (44.5%) |
| Renter Occupied HU | 16 ( 7.3%) |
| Vacant Housing Units | 105 (48.2%) |
| Median Home Value | $237,500 |
| Average Home Value | $392,320 |
Housing Distribution
Address Breakdown
Residential
63
Single Family
63
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1996
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81155, Villa Grove, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 218 (100%) |
| Owner Occupied HU | 97 (44.5%) |
| Renter Occupied HU | 16 ( 7.3%) |
| Vacant Housing Units | 105 (48.2%) |
| Median Home Value | $237,500 |
| Average Home Value | $392,320 |
Housing Distribution
Address Breakdown
Residential
63
Single Family
63
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Dan Shuford • Western Life Real Estate
Mls Name: CREN
Mls ID: #826336