53988 Pinon DrYucca ValleyCA92284
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.11% gross rental yield, 53988 Pinon Dr, Yucca Valley, CA, 92284 in Yucca Valley is priced for capital growth, not immediate cash flow. The $905,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $250,035 by year five, with $8,335/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.95) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $230,974.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.1% | 6.5% |
| Monthly Cash Flow | $(1,744) | $1,500 |
City averages based on Yucca Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,854 |
| Total Monthly Debt Service | $5,238 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92284, Yucca Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,303 (100%) |
| Owner Occupied HU | 7,255 (59.0%) |
| Renter Occupied HU | 3,339 (27.1%) |
| Vacant Housing Units | 1,709 (13.9%) |
| Median Home Value | $348,080 |
| Average Home Value | $413,367 |
Housing Distribution
Address Breakdown
Residential
11,068
Single Family
10,873
Multi-Family
195
Businesses
672
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
1.01 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92284, Yucca Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,303 (100%) |
| Owner Occupied HU | 7,255 (59.0%) |
| Renter Occupied HU | 3,339 (27.1%) |
| Vacant Housing Units | 1,709 (13.9%) |
| Median Home Value | $348,080 |
| Average Home Value | $413,367 |
Housing Distribution
Address Breakdown
Residential
11,068
Single Family
10,873
Multi-Family
195
Businesses
672
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joseph Lopez • COMPASS
Mls Name: CRMLS
Mls ID: #CV25179286