5397 Bahia Way #5397EBrooksvilleFL34601
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 5397 Bahia Way #5397E, Brooksville, FL, 34601 in Brooksville at $179,900 earns $1,393/mo in rent and nets $199/mo after the $809/mo payment, a 9.29% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $49,703 over five years. Ziffy Mortgage underwrites this on a 1.72 DSCR without U.S. credit history. With $1,657/yr in principal paydown, total projected return reaches $81,382.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.0% |
| Monthly Cash Flow | $199 | $300 |
City averages based on Brooksville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,393 |
| Total Monthly Debt Service | $1,122 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34601, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,289 (100%) |
| Owner Occupied HU | 7,978 (64.9%) |
| Renter Occupied HU | 2,721 (22.1%) |
| Vacant Housing Units | 1,590 (12.9%) |
| Median Home Value | $244,675 |
| Average Home Value | $292,516 |
Housing Distribution
Address Breakdown
Residential
11,121
Single Family
10,678
Multi-Family
443
Businesses
883
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2024
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34601, Brooksville, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,289 (100%) |
| Owner Occupied HU | 7,978 (64.9%) |
| Renter Occupied HU | 2,721 (22.1%) |
| Vacant Housing Units | 1,590 (12.9%) |
| Median Home Value | $244,675 |
| Average Home Value | $292,516 |
Housing Distribution
Address Breakdown
Residential
11,121
Single Family
10,678
Multi-Family
443
Businesses
883
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cinda Wilson • Clover Leaf Farms
Mls Name: My State MLS
Mls ID: #11255824