5392 Cumberland DrRosevilleCA95747
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 5392 Cumberland Dr, Roseville, CA, 95747 in Roseville hard to pass up. The 11.39% gross yield on a $518,900 purchase results in $4,927/mo in rent and $1,309/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.11). Annual cash flow of $15,713, five-year appreciation of $143,363, and $4,779/yr in equity build-up combine for a projected total cumulative return of $282,785.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.5% |
| Monthly Cash Flow | $1,309 | $400 |
City averages based on Roseville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,927 |
| Total Monthly Debt Service | $3,411 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
3,533 sqft lot
$N/A/sqft
$112 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95747, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 36,150 (100%) |
| Owner Occupied HU | 27,341 (75.6%) |
| Renter Occupied HU | 6,612 (18.3%) |
| Vacant Housing Units | 2,197 ( 6.1%) |
| Median Home Value | $691,095 |
| Average Home Value | $728,625 |
Housing Distribution
Address Breakdown
Residential
33,098
Single Family
30,109
Multi-Family
2,989
Businesses
531
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
3,533 sqft lot
$N/A/sqft
$112 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95747, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 36,150 (100%) |
| Owner Occupied HU | 27,341 (75.6%) |
| Renter Occupied HU | 6,612 (18.3%) |
| Vacant Housing Units | 2,197 ( 6.1%) |
| Median Home Value | $691,095 |
| Average Home Value | $728,625 |
Housing Distribution
Address Breakdown
Residential
33,098
Single Family
30,109
Multi-Family
2,989
Businesses
531
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices