538 Carson StHazletonPA18201
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 538 Carson St, Hazleton, PA, 18201 in Hazleton worth study. Rental yield 4.37%. The 4.37% gross yield is below cash-flow benchmarks at $399,000, but 5% annual appreciation, adding $110,236 over five years, frames this as a capital growth position. Rent of $1,582/mo partially offsets the $1,794/mo payment. Ziffy Mortgage finances appreciation-play properties (0.88 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $85,517.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.4% | 6.2% |
| Monthly Cash Flow | $(1,268) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,582 |
| Total Monthly Debt Service | $2,456 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
6,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18201, Hazleton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,962 (100%) |
| Owner Occupied HU | 6,001 (46.3%) |
| Renter Occupied HU | 5,649 (43.6%) |
| Vacant Housing Units | 1,312 (10.1%) |
| Median Home Value | $157,391 |
| Average Home Value | $184,748 |
Housing Distribution
Address Breakdown
Residential
11,186
Single Family
10,240
Multi-Family
946
Businesses
1,014
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
6,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18201, Hazleton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,962 (100%) |
| Owner Occupied HU | 6,001 (46.3%) |
| Renter Occupied HU | 5,649 (43.6%) |
| Vacant Housing Units | 1,312 (10.1%) |
| Median Home Value | $157,391 |
| Average Home Value | $184,748 |
Housing Distribution
Address Breakdown
Residential
11,186
Single Family
10,240
Multi-Family
946
Businesses
1,014
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan Lare • Century 21 Select Group
Mls Name: Luzerne County AOR
Mls ID: #25-3312