536 Saratoga AveSanta ClaraCA95050
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 536 Saratoga Ave, Santa Clara, CA, 95050 in Santa Clara is straightforward: $1,998,000 in, $13,350/mo in rent, $990/mo out after debt service. The 8.02% gross yield and 1.49 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $552,011 by year five. With $18,402/yr in principal equity, the total cumulative return is projected at $821,307.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.0% |
| Monthly Cash Flow | $990 | $1,500 |
City averages based on Santa Clara market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $13,350 |
| Total Monthly Debt Service | $11,565 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95050, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,775 (100%) |
| Owner Occupied HU | 5,905 (35.2%) |
| Renter Occupied HU | 9,819 (58.5%) |
| Vacant Housing Units | 1,051 ( 6.3%) |
| Median Home Value | $1,557,606 |
| Average Home Value | $1,576,285 |
Housing Distribution
Address Breakdown
Residential
16,297
Single Family
11,842
Multi-Family
4,455
Businesses
2,436
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
0.35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95050, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,775 (100%) |
| Owner Occupied HU | 5,905 (35.2%) |
| Renter Occupied HU | 9,819 (58.5%) |
| Vacant Housing Units | 1,051 ( 6.3%) |
| Median Home Value | $1,557,606 |
| Average Home Value | $1,576,285 |
Housing Distribution
Address Breakdown
Residential
16,297
Single Family
11,842
Multi-Family
4,455
Businesses
2,436
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices