536 Montgomery StCluteTX77531
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeA DSCR of 1.72 makes 536 Montgomery St, Clute, TX, 77531 in Clute one of the easier properties to finance via Ziffy Mortgage's rental-income underwriting. Rental yield 9.31%. The 9.31% yield, 5% annual appreciation ($30,391 over five years), and $1,013/yr in principal reduction project a total cumulative return of $38,761.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $(62) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $853 |
| Total Monthly Debt Service | $872 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
9,239 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
9,239 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kimberly Beebe • American Realty
Mls Name: HAR
Mls Provider:
Mls ID: #18771554
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