536 Fort RoadMars HillME04758
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Mars Hill rental at 536 Fort Road, Mars Hill, ME, 04758 sits in the solid-income band: 10.17% gross yield, $1,780/mo rent, $455/mo net after the $944/mo debt service, DSCR 1.89. Entry price of $209,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $57,992 and $1,933/yr in principal reduction bring total cumulative return to $109,018.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 6.0% |
| Monthly Cash Flow | $455 | $650 |
City averages based on Mars Hill market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,780 |
| Total Monthly Debt Service | $1,241 |
| DSCR Ratio | 1.43x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
9.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04758, Mars Hill, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 659 (100%) |
| Owner Occupied HU | 431 (65.4%) |
| Renter Occupied HU | 138 (20.9%) |
| Vacant Housing Units | 90 (13.7%) |
| Median Home Value | $176,389 |
| Average Home Value | $228,805 |
Housing Distribution
Address Breakdown
Residential
297
Single Family
245
Multi-Family
52
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
9.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04758, Mars Hill, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 659 (100%) |
| Owner Occupied HU | 431 (65.4%) |
| Renter Occupied HU | 138 (20.9%) |
| Vacant Housing Units | 90 (13.7%) |
| Median Home Value | $176,389 |
| Average Home Value | $228,805 |
Housing Distribution
Address Breakdown
Residential
297
Single Family
245
Multi-Family
52
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices