53525 Stone StWhite CastleLA70788
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 53525 Stone St, White Castle, LA, 70788 in White Castle. At $184,900 it earns $1,394/mo in rent and distributes $249/mo to the owner after the $831/mo payment, a consistent 9.05% yield. DSCR 1.68 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $51,084 in value; $1,703/yr in principal paydown compounds ownership stake. Total projected return: $86,168.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 9.0% |
| Monthly Cash Flow | $249 | $400 |
City averages based on White Castle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,394 |
| Total Monthly Debt Service | $1,072 |
| DSCR Ratio | 1.30x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
10,689 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70788, White Castle, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,732 (100%) |
| Owner Occupied HU | 965 (55.7%) |
| Renter Occupied HU | 452 (26.1%) |
| Vacant Housing Units | 315 (18.2%) |
| Median Home Value | $152,539 |
| Average Home Value | $199,225 |
Housing Distribution
Address Breakdown
Residential
1,561
Single Family
1,437
Multi-Family
124
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
10,689 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70788, White Castle, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,732 (100%) |
| Owner Occupied HU | 965 (55.7%) |
| Renter Occupied HU | 452 (26.1%) |
| Vacant Housing Units | 315 (18.2%) |
| Median Home Value | $152,539 |
| Average Home Value | $199,225 |
Housing Distribution
Address Breakdown
Residential
1,561
Single Family
1,437
Multi-Family
124
Businesses
96
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GSREIN
Mls ID: #2546106