535 Strider WayKimberlyAL35091
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 535 Strider Way, Kimberly, AL, 35091 in Kimberly speaks for itself: 11.77% gross on a $308,850 price, generating $3,030/mo in rent and $1,230/mo in net income after the $1,389/mo debt service. DSCR 2.18, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,765 stacks alongside $85,330 in projected five-year appreciation and $2,845/yr in principal reduction. Projected total cumulative return: $195,834.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 8.0% |
| Monthly Cash Flow | $1,230 | $300 |
City averages based on Kimberly market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,030 |
| Total Monthly Debt Service | $1,677 |
| DSCR Ratio | 1.81x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.26 Acres lot
$N/A/sqft
$675 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35091, Kimberly, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,264 (100%) |
| Owner Occupied HU | 1,009 (79.8%) |
| Renter Occupied HU | 199 (15.7%) |
| Vacant Housing Units | 56 ( 4.4%) |
| Median Home Value | $321,507 |
| Average Home Value | $315,741 |
Housing Distribution
Address Breakdown
Residential
1,339
Single Family
1,339
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.26 Acres lot
$N/A/sqft
$675 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35091, Kimberly, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,264 (100%) |
| Owner Occupied HU | 1,009 (79.8%) |
| Renter Occupied HU | 199 (15.7%) |
| Vacant Housing Units | 56 ( 4.4%) |
| Median Home Value | $321,507 |
| Average Home Value | $315,741 |
Housing Distribution
Address Breakdown
Residential
1,339
Single Family
1,339
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lakesha Harris • DHI Realty of Alabama
Mls Name: GALMLS
Mls Provider:
Mls ID: #21393939
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.