535 Calf Canyon HwyCrestonCA93432
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Creston at 535 Calf Canyon Hwy, Creston, CA, 93432 projects strong ROI of -2.35%. Rental yield 0.36%. With 5% annual appreciation, the property builds $1,932,590 in value over five years. Equity growth combined delivers a projected five-year ROI of 0.16%, translating into $3,223 in total cumulative return on $1,976,088 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.4% | 6.0% |
| Monthly Cash Flow | $(41,165) | $1,200 |
City averages based on Creston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,107 |
| Total Monthly Debt Service | $40,489 |
| DSCR Ratio | 0.05x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
577.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93432, Creston, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 623 (100%) |
| Owner Occupied HU | 347 (55.7%) |
| Renter Occupied HU | 133 (21.3%) |
| Vacant Housing Units | 143 (23.0%) |
| Median Home Value | $1,494,792 |
| Average Home Value | $1,412,493 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
351
Multi-Family
3
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
577.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93432, Creston, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 623 (100%) |
| Owner Occupied HU | 347 (55.7%) |
| Renter Occupied HU | 133 (21.3%) |
| Vacant Housing Units | 143 (23.0%) |
| Median Home Value | $1,494,792 |
| Average Home Value | $1,412,493 |
Housing Distribution
Address Breakdown
Residential
354
Single Family
351
Multi-Family
3
Businesses
83
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lindsey Harn • Christie's International Real Estate Sereno
Mls Name: CRMLS
Mls ID: #SC25282189