53455 Middle Ridge DrIdyllwildCA92549
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 53455 Middle Ridge Dr, Idyllwild, CA, 92549 in Idyllwild at $355,000. Rental yield 6.77%. The 6.77% yield and 1.26 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $98,080 by year five, and $3,270/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $110,885.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 7.0% |
| Monthly Cash Flow | $(382) | $1,500 |
City averages based on Idyllwild market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,003 |
| Total Monthly Debt Service | $2,244 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1936
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92549, Idyllwild, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,024 (100%) |
| Owner Occupied HU | 1,377 (34.2%) |
| Renter Occupied HU | 561 (13.9%) |
| Vacant Housing Units | 2,086 (51.8%) |
| Median Home Value | $625,223 |
| Average Home Value | $705,826 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
142
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1936
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92549, Idyllwild, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,024 (100%) |
| Owner Occupied HU | 1,377 (34.2%) |
| Renter Occupied HU | 561 (13.9%) |
| Vacant Housing Units | 2,086 (51.8%) |
| Median Home Value | $625,223 |
| Average Home Value | $705,826 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
142
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Meagan Greene • Compass California, Inc.
Mls Name: Idyllwild MLS
Mls ID: #2010172
Disclaimer: Copyright Idyllwild Association of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.