534 Ott RdPattonPA16668
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 534 Ott Rd, Patton, PA, 16668 in Patton worth study. Rental yield 4.34%. The 4.34% gross yield is below cash-flow benchmarks at $1,100,000, but 5% annual appreciation, adding $303,910 over five years, frames this as a capital growth position. Rent of $3,978/mo partially offsets the $4,946/mo payment. Ziffy Mortgage finances appreciation-play properties (0.80 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $210,983.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 6.2% |
| Monthly Cash Flow | $(3,230) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,978 |
| Total Monthly Debt Service | $6,770 |
| DSCR Ratio | 0.59x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
116 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16668, Patton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,602 (100%) |
| Owner Occupied HU | 1,166 (72.8%) |
| Renter Occupied HU | 288 (18.0%) |
| Vacant Housing Units | 148 ( 9.2%) |
| Median Home Value | $150,450 |
| Average Home Value | $191,100 |
Housing Distribution
Address Breakdown
Residential
1,493
Single Family
1,379
Multi-Family
114
Businesses
104
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
116 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16668, Patton, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,602 (100%) |
| Owner Occupied HU | 1,166 (72.8%) |
| Renter Occupied HU | 288 (18.0%) |
| Vacant Housing Units | 148 ( 9.2%) |
| Median Home Value | $150,450 |
| Average Home Value | $191,100 |
Housing Distribution
Address Breakdown
Residential
1,493
Single Family
1,379
Multi-Family
114
Businesses
104
Nearby investment properties with comparable rents
Listed by: Charles Hershner • Mossy Oak Properties Pennsylvania Land Professionals, LLC
Mls Name: My State MLS
Mls ID: #11390819