5333 Valparaiso CirSacramentoCA95841
INVESTMENT ANALYSIS
Investment Verdict
Solid Income5333 Valparaiso Cir, Sacramento, CA, 95841 in Sacramento is a solid income-producing rental, 8.58% gross yield, $2,466/mo rent, $332/mo net cash flow on a $345,000 buy. DSCR 1.59 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $95,317 and $3,177/yr in principal reduction project a total cumulative return of $152,217.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 4.8% |
| Monthly Cash Flow | $332 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,466 |
| Total Monthly Debt Service | $1,997 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1957
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95841, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,479 (100%) |
| Owner Occupied HU | 3,482 (36.7%) |
| Renter Occupied HU | 5,643 (59.5%) |
| Vacant Housing Units | 354 ( 3.7%) |
| Median Home Value | $472,086 |
| Average Home Value | $495,870 |
Housing Distribution
Address Breakdown
Residential
8,690
Single Family
6,801
Multi-Family
1,889
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1957
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95841, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,479 (100%) |
| Owner Occupied HU | 3,482 (36.7%) |
| Renter Occupied HU | 5,643 (59.5%) |
| Vacant Housing Units | 354 ( 3.7%) |
| Median Home Value | $472,086 |
| Average Home Value | $495,870 |
Housing Distribution
Address Breakdown
Residential
8,690
Single Family
6,801
Multi-Family
1,889
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alan Cirson • The Cirson Team
Mls Name: CRMLS
Mls ID: #LG25226453