533 Lively RdWacoGA30182
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 533 Lively Rd, Waco, GA, 30182 in Waco is narrow, $37/mo net on $2,836/mo rent after the $2,180/mo debt service, but the property operates at break-even-plus, not a loss. At $459,900 with a 7.4% yield, the long-run equity case via 5% appreciation ($127,062 over five years) and $3,855/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.30 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $167,903.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.5% |
| Monthly Cash Flow | $37 | $400 |
City averages based on Waco market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,836 |
| Total Monthly Debt Service | $2,728 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30182, Waco, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,125 (100%) |
| Owner Occupied HU | 811 (72.1%) |
| Renter Occupied HU | 236 (21.0%) |
| Vacant Housing Units | 78 ( 6.9%) |
| Median Home Value | $268,048 |
| Average Home Value | $267,241 |
Housing Distribution
Address Breakdown
Residential
1,131
Single Family
1,131
Multi-Family
0
Businesses
51
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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