5325 Bischoff AveSaint louisMO63110
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 5325 Bischoff Ave, Saint louis, MO, 63110 in Saint louis fits: $859,900, 5.7% gross yield, and a projected 5% annual appreciation rate adding $237,575 in value within five years. Rental yield 5.7%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.06) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $7,920/yr in principal paydown and $237,575 in appreciation project a total return of $244,521.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 7.8% |
| Monthly Cash Flow | $(1,269) | $450 |
City averages based on Saint louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,086 |
| Total Monthly Debt Service | $5,013 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2009
6,155 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63110, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,776 (100%) |
| Owner Occupied HU | 3,604 (30.6%) |
| Renter Occupied HU | 6,372 (54.1%) |
| Vacant Housing Units | 1,800 (15.3%) |
| Median Home Value | $338,428 |
| Average Home Value | $368,815 |
Housing Distribution
Address Breakdown
Residential
10,180
Single Family
6,956
Multi-Family
3,224
Businesses
948
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2009
6,155 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63110, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,776 (100%) |
| Owner Occupied HU | 3,604 (30.6%) |
| Renter Occupied HU | 6,372 (54.1%) |
| Vacant Housing Units | 1,800 (15.3%) |
| Median Home Value | $338,428 |
| Average Home Value | $368,815 |
Housing Distribution
Address Breakdown
Residential
10,180
Single Family
6,956
Multi-Family
3,224
Businesses
948
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephanie R Morgan • Coldwell Banker Realty - Gundaker
Mls Name: MARIS
Mls ID: #25077371