5324 Carlisle PikeNew OxfordPA17350
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew New Oxford rentals match the income profile of 5324 Carlisle Pike, New Oxford, PA, 17350. Listed at $274,900, gross rent is $2,380/mo and net cash flow is $578/mo, a 10.39% yield well above national averages. DSCR 1.93 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $75,950 by year five with $2,532/yr in annual principal reduction, projecting $141,966 in total cumulative return.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $578 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,380 |
| Total Monthly Debt Service | $1,692 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17350, New Oxford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,722 (100%) |
| Owner Occupied HU | 4,059 (70.9%) |
| Renter Occupied HU | 1,389 (24.3%) |
| Vacant Housing Units | 274 ( 4.8%) |
| Median Home Value | $309,203 |
| Average Home Value | $361,994 |
Housing Distribution
Address Breakdown
Residential
5,482
Single Family
4,993
Multi-Family
489
Businesses
278
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17350, New Oxford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,722 (100%) |
| Owner Occupied HU | 4,059 (70.9%) |
| Renter Occupied HU | 1,389 (24.3%) |
| Vacant Housing Units | 274 ( 4.8%) |
| Median Home Value | $309,203 |
| Average Home Value | $361,994 |
Housing Distribution
Address Breakdown
Residential
5,482
Single Family
4,993
Multi-Family
489
Businesses
278
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Bright MLS
Mls ID: #PAAD2022922