5321 Cardinal StAntiochCA94531
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 5321 Cardinal St, Antioch, CA, 94531 in Antioch is a conservative rental investment at $814,950. Rental yield 6.65%. A 1.23 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $225,156; $7,506/yr in principal paydown supplements. Total projected return: $263,204.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.7% | 5.5% |
| Monthly Cash Flow | $(725) | $300 |
City averages based on Antioch market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,518 |
| Total Monthly Debt Service | $4,919 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
7,000 sqft lot
$N/A/sqft
$202 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94531, Antioch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,998 (100%) |
| Owner Occupied HU | 11,012 (73.4%) |
| Renter Occupied HU | 3,479 (23.2%) |
| Vacant Housing Units | 507 ( 3.4%) |
| Median Home Value | $676,421 |
| Average Home Value | $729,493 |
Housing Distribution
Address Breakdown
Residential
14,612
Single Family
13,677
Multi-Family
935
Businesses
631
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
7,000 sqft lot
$N/A/sqft
$202 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94531, Antioch, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,998 (100%) |
| Owner Occupied HU | 11,012 (73.4%) |
| Renter Occupied HU | 3,479 (23.2%) |
| Vacant Housing Units | 507 ( 3.4%) |
| Median Home Value | $676,421 |
| Average Home Value | $729,493 |
Housing Distribution
Address Breakdown
Residential
14,612
Single Family
13,677
Multi-Family
935
Businesses
631
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Scott Ostrode • Keller Williams Realty EDH
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #224153888
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.