5319 High Crest DrCrestwoodKY40014
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 5319 High Crest Dr, Crestwood, KY, 40014 in Crestwood. At $935,000 it earns $6,394/mo in rent and distributes $703/mo to the owner after the $4,204/mo payment, a consistent 8.21% yield. DSCR 1.52 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $258,323 in value; $8,611/yr in principal paydown compounds ownership stake. Total projected return: $399,394.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.8% |
| Monthly Cash Flow | $703 | $450 |
City averages based on Crestwood market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,394 |
| Total Monthly Debt Service | $5,319 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
3.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40014, Crestwood, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,752 (100%) |
| Owner Occupied HU | 7,177 (82.0%) |
| Renter Occupied HU | 1,328 (15.2%) |
| Vacant Housing Units | 247 ( 2.8%) |
| Median Home Value | $409,259 |
| Average Home Value | $462,141 |
Housing Distribution
Address Breakdown
Residential
8,211
Single Family
7,849
Multi-Family
362
Businesses
543
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
3.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40014, Crestwood, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,752 (100%) |
| Owner Occupied HU | 7,177 (82.0%) |
| Renter Occupied HU | 1,328 (15.2%) |
| Vacant Housing Units | 247 ( 2.8%) |
| Median Home Value | $409,259 |
| Average Home Value | $462,141 |
Housing Distribution
Address Breakdown
Residential
8,211
Single Family
7,849
Multi-Family
362
Businesses
543
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices