5318 Whistle Stop Dr, Temple, TX, 76502 | 8.09% Rental Yield

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5318 Whistle Stop Dr, Temple, TX, 76502 | 8.09% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Temple at 5318 Whistle Stop Dr, Temple, TX, 76502 earns from $1,819/mo rent with a $1,321/mo payment. Total monthly income totals $1,819/mo. ROI tracks 18.56% on current figures, and rental yield reads 8.09% at a $269,900 purchase. Equity gained on principal adds $1,742/yr, and 5% annual appreciation supports $74,568 over five years. Five-year ROI reaches 96.85% and total cumulative return in cash sums $86,658. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,819/mo property income instead of your personal income.

Single Family

Built in 2004

9,060 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to 5318 Whistle Stop a beautifully maintained 3-bedroom, 2-bath home in south Temple and Temple ISD, offering comfort, functionality, and thoughtful updates throughout. Built in 2004 and spanning 1,879 sq ft, this home features a formal dining with tray ceiling, formal living, and a spacious den with a wood-burning fireplace, creating the perfect layout for everyday life and entertaining. Enjoy a split floor plan for added privacy, along with vinyl plank flooring in the main living areas, updated fixtures, and new exterior paint (2022). The roof, including some of the sheathing, was replaced in 2022, providing peace of mind for years to come. Step outside to a privacy-fenced backyard ideal for relaxing or hosting friends on the weekend. Conveniently located near schools, shopping, and dining this Temple address checks all the boxes.

Neighborhood Data

Neighborhood data shown for ZIP Code: 76502, Temple, TX area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	22,696 (100%)
Owner Occupied HU	13,995 (61.7%)
Renter Occupied HU	7,260 (32.0%)
Vacant Housing Units	1,441 ( 6.3%)
Median Home Value	$302,329
Average Home Value	$330,680